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Vantagescore Vs Fico Score

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There are however some key differences in how the two scores are calculated including FICO giving more weight to payment history and VantageScores latest version emphasizing total credit usage and balances. However keeping both scores in mind can give you a much more well-rounded understanding of your credit health. What The Difference Between Fico Credit Score And Vantagescore Quora VantageScore 30 is a credit score that was designed by the three credit bureaus as an alternative to other scores such as FICO. Vantagescore vs fico score . There is no official method of converting a VantageScore to a FICO score. One major difference between VantageScore and FICO is that the former uses trended data to calculate your credit score. News FICO scores are used by 90 percent of top lenders. Many are unaware that recent changes can affect your score. FICO Counts multiple inquiries for rate-shopping for a mortgage auto loan or student loan as one inquiry within a 45-day period. FICO